The Grameen America program provided microfinance loans, financial literacy training, and networking opportunities to women with low incomes. Groups of five self-employed women, who knew each other and lived near one another, applied and were selected for services together. Each woman received services individually to support her unique enterprises. The Grameen America Program was administered in Union City, NJ, and served participants in the surrounding areas in northern New Jersey.
Summary
The Grameen America Program sought to increase income for self-employed women with low incomes by providing microfinance loans for small businesses, as well as financial literacy training and networking support.
Populations and employment barriers: Female
Effectiveness rating and effect by outcome domain
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| Outcome domain | Term | Effectiveness rating | Effect in 2018 dollars and percentages | Effect in standard deviations | Sample size |
|---|---|---|---|---|---|
| Increase earnings | Short-term | 
|
$4,058 per year
|
0.194 | 1114 |
| Long-term |  |
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| Very long-term | |
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| Increase employment | Short-term |
|
16% (in percentage points)
|
0.402 | 1144 |
| Long-term | |
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| Very long-term | |
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| Decrease benefit receipt | Short-term | 
|
$107 per year
|
0.039 | 1139 |
| Long-term | |
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| Very long-term | |
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| Increase education and training | All measurement periods | |
* This intervention was assessed as supported for this domain, meaning it achieved one or more statistically significant, favorable effects. However, the intervention has an average effect size that is unfavorable because the average includes all effects in this domain - both statistically significant and favorable effects and statistically insignificant but unfavorable effects.
Effectiveness rating key:
-
Well-supported
-
Supported
-
Not supported
-
Mixed support
-
Insufficient evidence
-
No evidence
Studies of this intervention
| Study quality rating | Study counts per rating |
|---|---|
 High
|
1 |
Implementation details
State(s) where implemented
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